Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lending (Full Version)

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Written and directed by James Scurlock, the film and book use interviews with creditors, debtors, academics, and others to illustrate its story. The film premiered at the South by Southwest Film Festival in Austin, Texas, USA, in 2006 where it claimed the Special Jury Prize. It went on to several film fests including Seattle, Full Frame Documentary, Maui, New Zealand, Milwaukee International, Woodstock, Bergen, Leeds International, Oxford and IDFA (Amsterdam) film festivals. It was released in movie theaters in select cities in the United States in March 2007 through Magnolia Pictures. The DVD was released nationally in June 7, 2007, in the joint effort Magnolia Pictures and Red Envelope Entertainment .

Scurlock’s purpose for this film and book was to raise awareness of how credit and lending issues are affecting society. The main premises of the documentary and book are that banks and other creditors deliberately market to people who are more likely to have problems paying predatory lending and that the creditors benefit from connections to government, the debt collection industry, and from lawmaker apathy.

The non-profit organization Americans for Fairness in Lending (AFFIL) has organized screenings of Maxed Out around the country as part of its work. AFFIL sustains a formal collaboration with the film.

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Overdraft (Full Version), 3.3 out of 5 based on 15 ratings
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Overdraft (Full Version)

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“Overdraft” is a public television documentary sponsored by the Travelers Institute that presents a compelling explanation of America’s federal debt crisis, how it impacts Americans’ lives, and choices to address the problem.

 

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Overdraft (Full Version), 3.3 out of 5 based on 15 ratings
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6 comments to Overdraft (Full Version)

  • Mike Parrish

    I’ve only watched 15 minutes and not one word about the Federal Reserve and compound interest.As long as those issues are not discussed this I will view as a misdirection piece.

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    Rating: +1 (from 1 vote)
  • tim siver

    This video is a lie…….they are a bunch of thieves……we do owe them.
    mainstream propaganda like this is a problem

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    Rating: 0 (from 0 votes)
  • Robert

    Nobody, but nobody in this entire presentation mentioned anything concerning where our government gets the money to operate. Let’s see. Every dollar our government ‘borrows’ is obtained through the federal reserve bank. That money is borrowed with interest already attached to it. That means, in essence, within our national debt, are interest payments only, paid to the federal reserve bank. It’s the biggest scam in our nations history.

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  • Jayme

    Sponsored by Travelers. Look at the sources of funding by the public broadcasted programming and you see those whose interests are served. One has to be very skeptical of any programming that is sponsored like this because these sponsors would never knowingly advertise against their own interests.

    “Money will be more expensive for people.” – Clinton

    End the Fed, the IMF, BIS, the OECD, and the World Bank – and the money will cost the people nothing except the cost of ink, paper, and the press. Debt based money is a losing game for everyone except the unelected capital owners of these organizations.

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    Rating: -1 (from 1 vote)

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